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5 Ways to Ruin Your Credit Score

Posted by TrailBlazer at Monday, October 26, 2009

Wisdom Credit Cards - Credit ScoresIts seems to be very amazing to include an article like this. Isn`t it ?

Yes. Obviously no one will like to ruin their credit score. Improving your credit score takes some elbow grease. Ruining it, on the other hand, is a piece of cake.

The Motley Fool from mint.com has written an interesting article regarding ruining the credit. Its better to have knowledge among the possible pitfalls on the other side.


1. Forget to put the check in the mail.

2. Spend up to your credit limit. You’ve earned it, right?

3. Dismiss your youthful indulgences.

4. Sign up for a better card. And then sign up for an even better one.

5. Grease a few palms to get ahead.


Just a few false moves, and in no time, your credit reputation starts to suffer. It doesn’t even need to be something extreme, either. Just a late bill payment here or a retail splurge there is all it takes.

There are just two things that are guaranteed to boost your credit score:

1. Time. (Remember, most bad marks fall off your report after seven years.)

2. The proper use of credit. (Responsible bill-paying habits matter most to those judging you.)


Click here to read the full article.


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$500,000 Offered to Twitter for One Banner

Posted by TrailBlazer at Saturday, October 24, 2009

$500,000 Offered to Twitter - Wisdom Credit Cards















A social media marketing company has offered Twitter $500,000 to display a banner advert on the social networking site.

  • Offered Twitter $500,000 if it hosts an advert on its site for 24 hours.

  • Offer has been made by uSocial, a company that specializes in marketing products and services through the social-networking website.

  • The site currently does not feature advertising of any kind.

  • Evan Williams, one of Twitter's co-founders, said that the company's focus was on improving the product and the technology behind Twitter, and that it would be "a mistake" to shift that focus to revenue.

  • He said that Twitter would charge brands in future for using the site commercially.

  • Twitter has signed deals with Microsoft and Google to integrate tweets in to search results, creating a real-time view of the web.

Source : This Report was published in Telegraph


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